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Many people would not connect climate change to home insurance rates — but they should. Insurance premiums of ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Homeowners insurance rates are rising across the U.S., driven by climate change, rising cost of building materials and surging home prices. Almost half of property insurance policy holders in the U.S.

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In only five states home insurance rate hikes did not outpace inflation between 2020 and 2025.