Explore top short- and long-term CD rates available today ...

If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years ...

Every CD featured above is FDIC-insured, meaning your deposits are protected up to $250,000 per bank. The right choice depends on two simple things -- how long you want to set your money aside and how ...

Every CD listed here is FDIC-insured, which means your deposits (up to $250,000 per bank) are protected. The best fit depends on two things: how long you're willing to lock up your money, and how much ...

At the start of the decade, when interest rates hovered near record lows, many savers didn't even bother checking their certificate of deposit (CD) account options. With a return of around 1% or less, ...

CD Valet’s February analysis revealed that many competitive CD rates are holding strong at 4% and up, even amid volatile market conditions. While national averages are down, CD Valet also reports that ...

With Federal Reserve rates remaining mostly stable until recent months, savers largely reaped the benefits of high returns on their money, including with certificates of deposit (CD) accounts. While ...

CD rate yield curve continues to be inverted, as volume of rate changes doubles from August SEATTLE, Oct. 2, 2025 /PRNewswire/ -- CD Valet is a digital marketplace that connects consumers with the ...

CD rates remain near their highest levels since the mid-2000s, and you can find a 1-year CD from a reputable financial institution with a yield of about 5% as of mid-August. This is great for people ...

Sabrina Karl has over two decades of experience writing about savings, CDs, and other banking topics. She is currently a full-time staff writer at Investopedia and one of the country's top experts on ...

The MarketWatch News Department was not involved in the creation of this content. SEATTLE, Feb. 6, 2026 /PRNewswire/ -- CD Valet is a digital marketplace that connects consumers with the best verified ...

Just last year, finding a 4.00% CD wasn't too difficult. But now in early 2026, it's a bit tougher. Banks have gradually lowered APYs over the past few months, and it's widely expected that the Fed ...