Forbes Advisor’s weekly credit card rates report indicates that the current average credit card interest rate is 25.32%. The Federal Reserve also tracks U.S. consumers' average credit card interest ...

With credit card interest rates near record highs, you might feel like it’s impossible to pay down your debt. In early 2025, ...

Here’s what you should do if your credit card APR increases.

Credit card interest can take a balance that seems manageable and make it balloon — sometimes into an amount that feels totally untenable. Part of the problem is how steep interest rates can be, often ...

President Donald Trump’s proposed one-year 10% cap on credit card interest rates doesn’t appear imminent. But there still may be steps you can take to lower your rate while paying down card balances.