Last year, there were a total of 27 weather and climate disasters in the United States with losses of more than $1 billion each, according to NOAA National Centers for Environmental Information (NCEI) ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

With the average home-insurance premium hitting a record high of $2,290, homeowners are looking for ways to cut costs Homeowners frustrated with rising home-insurance premiums are switching plans and ...

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Kseniya Ovchinnikova / Getty Images Home insurance is a critical tool ...

Insurers are no longer just pricing your home on square footage and ZIP code. They are scrutinizing how you live, what you install, and even what shows up in your yard, then quietly deciding whether ...

Research finds low credit scores raise homeowners insurance costs nearly as much as mortgage rates. Money; . You probably already know that having a low credit score m ...

Climate change shapes where and how we live. That's why NPR is dedicating a week to stories about solutions for building and living on a hotter planet. The roof on Ron Watson's house in Spanish Fort, ...

Texans with low credit scores are paying almost $3,000 more for home insurance on average each year than those with high scores, according to a new report that also found the scores impact consumer ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...