A friend of mine almost didn't do a balance transfer because of the $300 fee. He was nervous about paying that much up front -- totally fair. But once he ran the numbers and saw he'd save over $1,400 ...

Balance transfer fees are usually a fraction of what you'd pay in interest. Here's how to do the math and decide if a transfer makes sense for you.

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...

Both the Chase Slate and Wells Fargo Reflect cards offer a competitive 21-month 0% introductory APR on purchases and balance transfers. The Wells Fargo Reflect holds a slight advantage in fees with no ...