The Santander US Auto business uses FICO® Platform to enhance the use of machine learning capabilities to support credit risk analysis. FICO Platform enables Santander US Auto to build an analytical ...
How Magic a Bullet Is Machine Learning for Credit Analysis? An Exploration with FinTech Lending Data
Advocates of FinTech lending argue that it enables lenders to predict loan outcomes more accurately by employing complex analytical tools, such as machine learning (ML) methods. The authors of this ...
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