Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years ...

Investors looking for safety and a fixed return often turn to CDs. Indeed, CDs offered by federally insured banks and credit unions are generally protected up to $250,000, and some CDs are still ...

CDs can pay top rates, so it's worth exploring strategies to safely add one to your savings plan. Betsy began her career in international finance and it has since grown into a comprehensive approach ...

Many savers forget to act when their certificate of deposit (CD) reaches maturity. This can lead to an automatic renewal with a lower interest rate and another lock-in period. Experts say checking ...