Home insurance rates may be going through the roof, but State Farm has some good news for its auto insurance customers.

Good news for drivers: State Farm will refund $5 billion to its car insurance customers, paying out an average of $100 per vehicle as part of the largest dividend in company history.

You can't negotiate your car insurance rate. Rate changes often require some form of government approval, although the exact process differs by state. That means companies can't negotiate car ...

Refund amounts for State Farm customers will vary based on their place of residence and insurance premiums.