Millions of student loan borrowers are expecting an increase in monthly costs after the termination of the Biden-era “SAVE” repayment program. Changes are underway for federal student loan

In an ominous sign for student loan borrowers, the Education Department published new data indicating that backlogs for repayment plans and loan forgiveness are ongoing.

A federal appeals court has struck down the Biden‑era SAVE student loan repayment plan after years of legal challenges. The program, which offered the most generous repayment terms and potential loan forgiveness after as little as 10 years,

A federal court just ended the SAVE plan, but more than 7 million affected borrowers still have some options. After a long court battle, the SAVE plan is officially kaput.

Federal appeals court officially ends Biden's SAVE student loan plan, reportedly impacting 7 million borrowers who must now seek alternative repayment options.

The U.S. Treasury will now collect defaulted federal student loans, a move critics say could confuse borrowers.

President Trump signed an executive order for changes to the PSLF program in March 2025. They impact who qualifies for forgiveness and go into effect July 1, 2026.

Trump's cap on student-loan borrowing for advanced degrees has prompted colleges to create new lending programs to fill financing gaps.

Some types of student loan forgiveness will be taxed again after five years of being tax-free. The change will impact borrowers in income-driven repayment plans who have their debts canceled as a result of making a certain number of qualifying monthly payments.